Friday, June 21, 2013

A Call to Return to Authentic Capitalism

If we begin with the proposition that anything authentic is by definition useful and/or productive, we accept all genuine ideas as having merit when used in the context for which they were developed. This includes the economic systems that were formulated and put to use since the start of human interactions. Accepting that proposition has the effect of freeing us from having to discuss one system by comparing it with another. For example, we can look at capitalism purely on its merit without having to compare it to say, a centrally planned system or something else.

Let us now look at the system that is currently in use in the United States of America. We assume that the system was at some point in its history operating according to the golden principles of authentic capitalism. And for the purpose of this discussion, let us say that the golden period was the Nineteenth Century; the one described by Alexis de Tocqueville in his 1833 book “Democracy in America.” This is discussed by Niall Ferguson in his Wall Street Journal article: “The Regulated States of America” published on June 19, 2013. The article also came under the subtitle: “Toqueville saw a nation of individuals who were defiant of authority. Today? Welcome to Planet Government.”

To see if that system has changed – if yes, changed to what – we look at Romain Hatchuel's article: “Central Banks and the Borrowing Addiction” published in the Wall Street Journal on June 21, 2013. The article also came under the subtitle: “From 1980 to 2010, overall U.S. debt grew as fast as GDP. From 1950 to 1980, it was a small fraction of Growth.” Hatchuel, who is a managing partner in an asset management firm, was motivated to write the article because: “Mr. Bernanke's [Chair of US Central Bank] latest comments, signaling a tapering off of monetary easing, triggered a sharp global sell-off in practically every asset class.”

What Hatchuel is saying basically is that the world is suffering from an ailment that has been in the making for three decades. He uses the metaphor of drug addiction to blame the accumulation of debt (caused by low interest rates) as the main cause of the ailment. He says the habit has allowed the most developed nations to artificially stimulate their economies and get addicted to the process. He gives statistical examples to make his points then cautions that: “Although one needs to be careful when drawing conclusions from such data, it is obvious that surging debt contributed massively to the economic expansion.”

He goes on to say that the result was the 2008 near meltdown of the world economies, a happening that prompted the central banks of the major ones to engage in monetary easing which, in turn, postponed the need to stabilize the aggregate levels of debt. To achieve this, the “Fed and its counterparts from England, the euro zone, Switzerland, Japan and China printed $10 trillion, thus tripling the size of their balance sheets.” This money served to inflate the value of assets to the point that “few serious money managers now see compelling investment opportunities out there.”

So then, what's the solution? Well, Hatchuel reports that some people say the party must go on, which means that the central banks should continue to print money and keep flooding the markets. In contrast, other people say that only a program of austerity can cure the ailment in that it will drain the excess liquidity thus bring matters back to their normal state. As to his personal views, Romain Hatchuel says that austerity is a life-or-death obligation. He wants it.

You know something, my friend? I think that Hatchuel sold a good chunk of his firm's holdings the day before the markets came down, and he is now swimming in a vast ocean of money. If austerity is implemented, it will bring the price of all assets to rock bottom levels. And this will be the time for him and for all those who have cash, to buy the assets at giveaway, fire-sale prices. So you ask: Is this capitalism? And you answer: No way can you call this capitalism. In fact, this is not the America that Tocqueville described in his book – even though in my view, Tocqueville was not talking economics.

We now look at the Niall Ferguson article. He begins by saying that “Tocqueville marveled at the way Americans preferred voluntary associations to government regulation.” He goes on to say: “What amazed Tocqueville was the range of NGOs that Americans use to give fetes, to found seminaries, to build inns, to raise churches, to distribute books, to send missionaries to regions; in this manner they created hospitals, prisons, schools.” Alas, Ferguson laments, Tocqueville would not recognize America today because “so completely has associational life collapsed, and so enormously has the state grown.”

Well, that's what Ferguson says, but you wonder if Tocqueville said something to link economics with the choice that people make when it comes to relying on the government or nongovernmental organizations to get things done. In fact, that was a time when Europe, including France and Britain were by far wealthier than America. And if Tocqueville marveled at a few things in America, he saw much that was undesirable there too. And when it comes to marveling at the “New World,” the French found much more to marvel about in Canada than in America. Tocqueville was not unique in that sense.

Still, desperate to use him as a wall against which to lien and build a case for his economics point of view, Ferguson, takes a detour, relying instead on the work of two other people. First, there is Robert Puttnam who wrote “Bowling Alone” in which he hinted at the linkage that Ferguson is looking for by referring to the associations as “social capital.” Second, there is Clyde Crews of the Competitive Enterprise Institute whose work shows that an increase in regulations forces people to rely more on the government than the associations and each other. And this, in turn, reduces American competitiveness thus lowers the standard of living. Add to this the cost which businesses must incur to cope with the regulations, and you see how high the price has gone.

And then, to make it sound that Tocqueville was clairvoyant enough or genius enough to have predicted all this, Ferguson writes the following: “Genius as he was, Tocqueville saw this transformation of America coming.” And he ends the article like this: “Tocqueville also foresaw how the regulatory state would suffocate the spirit of free enterprise ... 'it rarely forces one to act, but opposes itself to one's acting … and finally reduces [the] nation to being a herd of industrious animals of which the government is the shepherd.'”

You see here the word “industrious” which is the clue that explains Tocqueville's state of mind at the time he authored that work. His time was the worst moment during the Industrial Revolution when people were treated worse than animals, when they choked on polluted air and were poisoned by polluted water. It was also the time when Romanticism was raging in the arts and the literature. It was a time when people dreamed of going away to the New World or to the vast expanses of North Africa and the Middle East where the air and the water were fresh, and the people felt as free as the birds.

Alexis de Tocqueville was no exception. And what he saw in America had nothing to do with economic theories anymore than the work of Charles Darwin had something to do with economic theories. But people like Niall Ferguson always try to make that false linkage. They create the noise that makes it hard to argue for the return of authentic capitalism. And this is why people like Romain Hatchuel manage to make oodles of money at the expense of everyone else without coming anywhere near being the capitalists that propelled America into the industrial age.

This is what we should all be lamenting about.