Sunday, June 9, 2013

Retire The Chauffeur And Call The Mechanic

If you have a car and someone to drive you around, he is called a chauffeur. Most of the time, if something happens to the car, and it is not running as well as it should, the chauffeur will know what to do because he understands this car better than anyone. He knows how to coax it to start in the morning, for example, and knows when it is time to have a tune-up regardless of what the odometer says.

But there comes a time when something more serious can happen to a car, and the chauffeur cannot fix it because his understanding of it is not based on the principles upon which it operates. In contrast, a mechanical engineer and his team of technicians would know enough of such principles that they can design a car from scratch and build it. As well, a mechanic would know enough to diagnose what is wrong with a car when it breaks down, and then fix it to run smoothly again.

And you know what, my friend? An economy is like a car. There are the chauffeurs of the economy who know enough about it to run it smoothly – but only after it has been put together by the engineers and the technicians who know how to launch an economy and develop it to full maturity. The chauffeurs may know how to tweak it here and there when it does not perform as well as it should, but they cannot fix it when it begins to act up seriously, let alone refurbish it when it breaks down completely. You will need a mechanic to fix it for you in such cases, or an engineer and his team of technicians to overhaul it for you.

The bankers and their employees as well as the officials in the finance ministries or finance departments are the chauffeurs who will run an economy when it has already been established and is running normally. They can even nurse the economy back to good health if and when it catches the proverbial cold for this one reason or for that one. But when an economy experiences serious trouble, these people cannot do what is necessary to fix it because they do not know enough of the principles that make it work. In these cases, someone else should be called upon to do the work, but regrettably this is not what happens most of the time.

When a serious breakdown happens to an economy, the politicians who get involved may or may not know that something different must be done at this point to save it. What they tend to do in either case, however, can only be called a big mistake. Confused about who can do what exactly, they call not on the development engineers and the technicians to fix the economy but on the financial engineers to try their hands. The politicians make such decisions not knowing that the financial engineers are the chauffeurs who can drive an economy when it is healthy, but will drive it into ruin if it is sick. The reality is that the financial engineers are a breed apart from the development engineers, the technicians and the mechanics that can fix an economy, refurbish it or rebuild it from scratch.

A case in point is the Greek situation about which the IMF has admitted it made a mistake trying to nurse its economy back to health. The problem with Greece being a financial one, the financial engineers at the IMF looked into the toolbox containing financial remedies, and they recommended the use of austerity measures to fix the problem. The remedy failed because the Greek economy had deconstructed, and needed to be redeveloped to work again. What it required were economic development engineers as well as a team of technicians and mechanics to refurbish it while treating it as if it were an emerging economy.

In fact, the World Bank instead of the IMF would have been a more useful institution to team up with the European Union and the European Central Bank ... and get busy helping Greece get on its feet rather than bail it out. This troika would have done a much better job than the one containing the IMF. The World Bank has the economic engineers, the technicians and the mechanics who can organize for and deliver a program to rebuild the Greek economy the way that the Marshal Plan helped rebuild Europe after the Great War.

The troika containing the World bank could have called on the successful businesses of Europe, Asia and the Americas to open branches in Greece against guarantees offered by it. These would not have had to be full guarantees because partial ones would have satisfied those businesses.

There is still time to implement such a plan, and the people involved in this matter should consider the idea.