Monday, January 20, 2014

A Socio-Economic Compact for the Times

The world has changed enormously since the day when the folks in past centuries put down principles to take into account while determining how the state ought to interact with its people in matters concerning citizenship and the distribution of wealth. The difference between then and now is that we now understand social and economic realities better than ever before, and have developed tools to deal with deficiencies that were unknown to previous generations.

But we also realize that the issues have become more complex both from the social and the economic points of view. Thus, our current task is to untangle the issues, deal with them separately, and rewrite the socio-economic compact in a way that will be equitable to all participants – as well as be conducive to the kind of society we strive to become. What follows are only a few ideas; not the entire compact.

Two realities, one social and one economic, stand as the most complex factors among those we encounter when putting together the compact that we want. The social factor stems from the reality that we now live mostly among strangers in an urban jungle ... as opposed to living on the land among family and friends the way things used to be. We also tend to live long, which means that we spend many years in retirement; not always in the best of health. And all these realities require that we strengthen the social safety net lest our society degenerate to resemble the most unfortunate of primitive societies.

As to the complex economic factor, it stems from the reality that the use of fiat money has become the predominant method of doing commercial transactions. And so, while we continue to produce goods, and continue to deliver services by the “sweat of our forehead,” the way we used to do it in the past, those goods and those services are not considered assets till someone bids on them a definite monetary value. This is the unfortunate reality of our times even though the said goods and services make up the wealth of the nation.

The problem with the current situation is that no one but the central bank has the authority to print money, a reality that made it necessary to build a network through which money flows from the bank to all the members of society where it should be delivered to each according to merit. The trouble is that real value in terms of goods and services is created all over the country at different levels, but the way that money flows never gets to match those levels. Instead, money tends to accumulate more readily in places where little is produced while neglecting to go to the places where much is produced.

This is a reflection of the mismatch that exists between the reality of the economic situation on the ground, and the fact that the network is operated by people who care more about their own welfare than they do about upholding the sense of justice which requires them to distribute the money equitable. The net result of this mismatch is that those who produce wealth for the nation by making things or by delivering services, receive just enough money to get by while those who produce little or nothing but handle the money, get to keep most of it. And this is how the makers get to be called takers even though they make a lot and take very little; and how the takers get to be called makers even though they make near to nothing and take just about everything.

So then, what must we include in a modern socio-economic compact to remedy the situation? The first thing we include is a recognition that civilization has advanced so much, it would be a grave dereliction of duty on the part of the government to have a shortage of labor in any of the service industries. Thus, the first priority of the government should be to ascertain that there are schools and training centers producing enough workers in those fields.

The next item to be included in the compact is recognition that most of those who require assistance are the very young and the old. What these people usually need are services rather than hard goods. Thus, a nation that has an adequate supply of service workers can easily handle the cost of the safety net, turning it into a useful sector of the economy without becoming a burden.

There must also be mention that the self-serving part of the financial services does not count as part of the economy. It must nevertheless be reported; and anything that exceeds one tenth of one percent of the national income will be shaved by taxation. This will be done on a progressive, pro rata basis among the individuals who work in the financial services and make gains by serving themselves while serving the public or pretending to do so. There is no reason why these people should make more than 20 billion dollars in ill-gotten gains in an economy that is worth 20 trillion dollars.

Another item should specify that in the interest of keeping a check on inflation, the service industries as a whole must not exceed 75 percent of the national income. If it goes beyond that value in a given year, a tax surcharge is automatically activated at such level that it will shave the excess.

As to the production of hard goods, the government should encourage self-sufficiency in the industries where it is possible to make gains. But where the country needs to import raw material, semi-finished goods or complete products, the government must strive to maintain a fairly even balance of payment with the world by making sure that the imports are offset by exports. To this end, it will further encourage the industries where the country has an export advantage by subsidizing them if it must.

These provisions in the social compact will insure that there is an equitable distribution of the wealth among those who produce it; each receiving as much as he or she produces or close to it. Those provisions will also make sure that while the needy among the current generation will be cared for, they will not be a burden on their contemporaries or future generations.

Other than that, the usual items that normally go into a social compact should be there too.